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These Terms and Conditions, together with any and all other documents referred to herein, set out the terms of use under which you may use this website as well as any applications (including mobile applications) mentioned on this site , (“Our Site”). Please read these Terms and Conditions carefully and ensure that you understand them. Your agreement to comply with and be bound by these Terms and Conditions is deemed to occur upon your first use of Our Site. If you do not agree to comply with and be bound by these Terms and Conditions, you must stop using Our Site immediately.

1. Definitions and Interpretation

2. Information About Us

3. Access to Our Site

4. Intellectual Property Rights

5. Links to Our Site

6. Links to Other Sites

7. Disclaimers

8. Our Liability

9. Viruses, Malware and Security

10. Acceptable Usage Policy

11. Privacy and Cookies

12. Changes to these Terms and Conditions

13. Contacting Us

14. General